Morgan

IDR & Student Loan Policy Specialist

Morgan has extensive expertise in federal repayment programs, income-driven repayment (IDR) plans, and evolving student loan policy.

Morgan's experience includes analyzing legislative and regulatory changes — including RAP, IBR, and the SAVE-related transitions — that affect healthcare professionals.

Morgan contributes to and reviews repayment-plan content to help ensure it reflects current program rules and policy developments.

Areas of expertise

• Income-driven repayment (IDR)
• Repayment Assistance Plan (RAP)
• Income-Based Repayment (IBR)
• Federal student loan policy
• SAVE-plan transition
• Loan consolidation

Content Morgan contributes to & reviews

• RAP vs. IBR for physicians (2026)
• The RAP plan for residents (2026)
• What replaced SAVE
• OBBBA 2025 student loan changes
• PAYE & ICR ending in 2028
• Double consolidation
• SAVE forbearance
• How IDR payments are calculated

AttendingFi contributors review content for accuracy against primary sources (studentaid.gov, IRS, and the Department of Education) and current federal rules. Our content is educational and is not individualized financial, tax, or legal advice. See our editorial standards and disclosures.