Most interns make their single largest early-career financial decision — whether to refinance their federal loans — in the weeks around Match, often without guidance and often incorrectly. AttendingFi is a free, education-only tool, built for physicians, that you can include in onboarding so every trainee gets it right. No cost, no login, nothing for your office to maintain.
The ACGME Common Program Requirements direct programs to attend to resident wellbeing, and financial stress is a recognized contributor to burnout. The student-loan decision is one of the few financial stressors with a concrete, irreversible failure point you can help trainees avoid.
Refinancing federal loans while on track for Public Service Loan Forgiveness forfeits forgiveness for good. It is the most common and most expensive intern loan mistake — and it happens right at Match.
PSLF eligibility is lost permanently on private refinance.teaching hospitals are nonprofit or government employers, meaning many of your residents may qualify for PSLF — but only if they avoid refinancing and certify employment from day one.
Verify eligibility at studentaid.gov.cost to your program and your trainees. No login, no integration, nothing for your GME office to provision or maintain — just a link in your onboarding.
Always free; no per-seat cost.There's nothing to build or schedule. Most programs simply include the link — and a one-paragraph blurb we write for you — in their intern onboarding materials and orientation.
Add the link to your welcome packet or onboarding portal so every incoming resident has it before they touch their loans.
Drop in a 10-minute walkthrough or a single slide: "Don't refinance federal loans if you might pursue PSLF — check your numbers first."
Keep the link in your resident resources so trainees can revisit as income, family, or employer changes — at no cost to you.
No technical work, no student data, no integration. Download the brief for your program director, the security summary for any review, and a launch guide for your coordinator.
The one-read overview for your program director: the problem, how it maps to wellbeing and onboarding, and what it costs (nothing).
Download PDF →For any review: no student PII, no login, no system integration, FERPA-conscious by design, no data sold.
Download PDF →A step-by-step for your coordinator: from first review to a live co-branded link in about a week.
Download PDF →Request access for your program and we'll set you up with a co-branded link and ready-to-paste onboarding copy — free, with no integration.
Request access →Questions? Email hello@attendingfi.com — AttendingFi Holdings LLC.