Student-loan confusion follows trainees from orientation through residency — and the 2026 federal changes made it worse. AttendingFi gives every student an unbiased, definitive answer for free. This page has everything your office needs to share it in minutes. Copy what you need below — no need to contact us first.
For a physician with $200k–$400k in loans, choosing the right repayment path — versus the wrong one — routinely swings six figures. Most students never get clear, unbiased guidance until it's expensive to fix.
of U.S. healthcare employers are nonprofit or government — meaning most physicians can qualify for Public Service Loan Forgiveness if they plan correctly.
Industry estimates; verify eligibility at studentaid.gov.PSLF uptake among early-career family physicians more than tripled in recent years as awareness grew — but only for those who track qualifying payments from day one.
Peer-reviewed primary-care workforce research (PMC).is the typical cost of a one-on-one physician student-loan consultation. AttendingFi gives your students the same comprehensive analysis instantly, free.
Comparable advisory pricing.The recommendation is driven only by the student's math. We're never paid to steer anyone toward a lender, and for PSLF-track borrowers we plainly say "don't refinance."
Built for the 2026 federal rules — the RAP plan, capped legacy IBR, PSLF's training-year nuances — and kept current as the rules evolve. No stale calculators.
Free for unlimited students and residents. No accounts to provision, no contracts, no cost. Just share a link — everything you need is on this page.
Everything below is ready to use as-is. Swap in your school's name where you see [School]. Tap "Copy" on any block.
Drop it into your financial-aid portal, LMS, orientation packet, residency welcome email, or office hours slides. It works on any device with no login.
AttendingFi is a free, unbiased student-loan decision tool built for physicians and dentists. Answer a few questions and it models every repayment path — PSLF, the new RAP plan, capped IBR, and refinancing — on your exact numbers and gives you one clear recommendation. No login, no cost. attendingfi.com
Subject: A free way to figure out your student loans Hi everyone, The 2026 federal student-loan changes affect how you should repay your loans — and the right plan versus the wrong one can mean a six-figure difference over your career. We want to point you to a free tool that can help: AttendingFi (https://attendingfi.com). It's built specifically for physicians and dentists. You answer a few quick questions, and it models every option — Public Service Loan Forgiveness (PSLF), the new RAP plan, capped IBR, and refinancing — on your own numbers, then tells you the single best path and the exact next steps. A few things we like about it: • It's completely free and doesn't require an account to get your answer. • It's unbiased — for borrowers headed toward PSLF, it plainly tells you NOT to refinance. • It's current with the latest federal rules. It takes about five minutes and could save you a great deal of money. We'd encourage you to run your numbers early — especially before making any refinancing decision. Best, [Your name / Office] [School]
Confused about student loans after the 2026 federal changes? AttendingFi is a free, unbiased tool built for physicians and dentists. Answer a few questions and it models every repayment path — PSLF, the new RAP plan, capped IBR, and refinancing — on your exact numbers, then gives you one clear recommendation plus the steps to take. No login, no cost, and it tells PSLF-track borrowers plainly not to refinance. Run your numbers at attendingfi.com.
Students & residents: don't guess on your student loans. AttendingFi (free, built for doctors) models PSLF, the new RAP plan, IBR, and refinancing on your real numbers and tells you the best move — and the traps to avoid. No login, no cost. → attendingfi.com
Managing your student loans (free resource: attendingfi.com) • Your repayment choice is one of the biggest financial decisions of your career — the wrong plan can cost six figures. • Most teaching hospitals are nonprofit/government, so your residency may count toward Public Service Loan Forgiveness (PSLF) — but only if you certify your employment every year, starting now. • Do NOT refinance federal loans if you're pursuing PSLF — it permanently forfeits forgiveness. • Run your own numbers free at attendingfi.com before making any decision, and revisit it whenever your situation changes (new job, marriage, kids, income jump).
No. AttendingFi is completely free for unlimited students and residents. There's nothing to license, provision, or sign. You're welcome to start sharing it today.
The recommendation is driven only by the student's own numbers — we are never paid to change it. We may earn a referral fee if a student later chooses to refinance through a partner lender, but that's only ever surfaced when refinancing is genuinely the cheapest path for them. For PSLF-track borrowers, the tool plainly says not to refinance. See our full disclosures.
Yes. It models the 2026 federal framework — the RAP plan, the capped legacy IBR that protects high earners, PSLF including the training-year nuances, and a private-refinance comparison — and we keep it current as rules are implemented. Our methodology page shows exactly how it calculates.
No. The full analysis is free with no login. Students can optionally create a free account afterward to save their plan and unlock advanced, year-by-year modeling, but it's never required to get an answer.
That's the one thing that does take a quick conversation — we're happy to set up a co-branded page for your school. Email hello@attendingfi.com. Everything else on this page you can use right now without contacting us.
AttendingFi provides educational estimates and modeling, not individualized financial, tax, or legal advice. Sharing it is like sharing any reputable educational calculator — students are directed to verify program rules at studentaid.gov and to confirm major decisions with a qualified advisor.
Grab the link and a template above and share it today — or try the tool yourself first to see what your students will get.
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