StudentAid.gov data file reader
Your federal loan summary
The bottom line on the StudentAid.gov data file reader
This studentaid.gov data file reader turns your MyStudentData.txt into a clean summary of balances, loan types, and servicers — privately, in your browser, with nothing uploaded — so you can confirm exactly what you owe before choosing a repayment or PSLF strategy.
How to download your data file
- Log in at studentaid.gov with your FSA ID.
- Open the My Aid section of your dashboard.
- Choose Download My Aid Data — it saves as
MyStudentData.txt. - Come back here and drop the file in the box above.
Why read your data file?
Your studentaid.gov file is the single source of truth for your federal loans: every loan, its balance, its type, and its servicer. It matters most for two things. First, PSLF — only Direct Loans qualify directly, so if your file shows older FFEL or Perkins loans, you likely need a Direct Consolidation first. Second, strategy — you cannot pick the cheapest repayment path until you know exactly what you owe and to whom.
Frequently asked questions
Is this tool private? Does my file get uploaded?
Your file is read entirely inside your own web browser. Nothing is sent to AttendingFi or any server, and nothing is stored. Close the page and the data is gone.
What file does this read?
The MyStudentData.txt file you download from studentaid.gov under "Download My Aid Data" — a plain-text file of your federal aid, including your loans.
How do I download my studentaid.gov data file?
Log in at studentaid.gov, open My Aid, and choose "Download My Aid Data". The file saves as MyStudentData.txt.
What does the reader show me?
A clean summary of your federal loans: total outstanding balance, number of loans, loan types, servicers, and status — pulled from the file so you do not have to read the raw text.
Why does this matter for PSLF?
Your file lists each loan's type and servicer. Only Direct Loans qualify for PSLF directly; older FFEL or Perkins loans usually need consolidation first. Seeing your loan types in one place helps you confirm you are set up correctly.