state,has_state_income_tax,idr_forgiveness_2026,pslf_forgiveness
Alabama,yes,Generally taxable,Tax-free
Alaska,no,Not taxed — no state income tax,Not taxed
Arizona,yes,Generally taxable,Tax-free
Arkansas,yes,Generally taxable,Tax-free
California,yes,Generally taxable,Tax-free
Colorado,yes,Generally taxable,Tax-free
Connecticut,yes,Generally taxable,Tax-free
Delaware,yes,Generally taxable,Tax-free
District of Columbia,yes,Generally taxable,Tax-free
Florida,no,Not taxed — no state income tax,Not taxed
Georgia,yes,Generally taxable,Tax-free
Hawaii,yes,Generally taxable,Tax-free
Idaho,yes,Generally taxable,Tax-free
Illinois,yes,Generally taxable,Tax-free
Indiana,yes,Generally taxable,Tax-free
Iowa,yes,Generally taxable,Tax-free
Kansas,yes,Generally taxable,Tax-free
Kentucky,yes,Generally taxable,Tax-free
Louisiana,yes,Generally taxable,Tax-free
Maine,yes,Generally taxable,Tax-free
Maryland,yes,Generally taxable,Tax-free
Massachusetts,yes,Generally taxable,Tax-free
Michigan,yes,Generally taxable,Tax-free
Minnesota,yes,Generally taxable,Tax-free
Mississippi,yes,Generally taxable,Tax-free
Missouri,yes,Generally taxable,Tax-free
Montana,yes,Generally taxable,Tax-free
Nebraska,yes,Generally taxable,Tax-free
Nevada,no,Not taxed — no state income tax,Not taxed
New Hampshire,no,Not taxed — no state income tax,Not taxed
New Jersey,yes,Generally taxable,Tax-free
New Mexico,yes,Generally taxable,Tax-free
New York,yes,Generally taxable,Tax-free
North Carolina,yes,Generally taxable ³,Tax-free
North Dakota,yes,Generally taxable,Tax-free
Ohio,yes,Generally taxable,Tax-free
Oklahoma,yes,Generally taxable,Tax-free
Oregon,yes,Generally taxable,Tax-free
Pennsylvania,yes,Generally taxable,Tax-free
Rhode Island,yes,Generally taxable,Tax-free
South Carolina,yes,Generally taxable,Tax-free
South Dakota,no,Not taxed — no state income tax,Not taxed
Tennessee,no,Not taxed — no state income tax,Not taxed
Texas,no,Not taxed — no state income tax,Not taxed
Utah,yes,Generally taxable,Tax-free
Vermont,yes,Generally taxable,Tax-free
Virginia,yes,Generally taxable,Tax-free
Washington,no,Not taxed — no state income tax,Not taxed
West Virginia,yes,Generally taxable,Tax-free
Wisconsin,yes,Generally taxable,Tax-free
Wyoming,no,Not taxed — no state income tax,Not taxed